Should the guys in charge read a parenting book?

I've been watching it silently for a while, just shaking my head as the leaders of our country are spiraling into debt and bailing out private companies. I can't help that it bothers me. And what it all boils down to is that these companies--particularly the people who are running these companies--don't have any accountability for their decisions.

I'm aware that my savings and retirement are hurting right now. That's how this all works. That's how the stock market works--it goes up and down. I'm no economist (I got a B in my class in college), but I am a parent. And this is what I understand:

If your child (let's name her AIG-gie) makes a mistake, she needs to suffer the consequences. She needs to learn so that she can correct the mistakes in the future and not let this happen again.

If your other child (let's name him Ford) sees you save his sister Aig, you're probably going to have to help him too. Because after all, we don't want to show our children unfairness. They will both be expecting subsequent help in the future too; when the next mistakes come because they never learned their lesson the first time.

This all seems so simple. But we are fast becoming the nation of no accountability. If you've been reaping the benefits of good investments (houses) for the last ten years, making $100,000 here and there, then it's all your profit. But if the market goes down and you lose $100,000, then someone should come in, buy your mortgage up and only make you pay for its current value. This is ridiculous. It's basic parenting--teach your children accountability. Make them suffer their loses; they're big kids now.

And as a side note, STOP dropping the interest rate: It's hurting those of us with savings and helping those who have high debt. What happened to rewarding your kids that made good decisions?